Business have to abide by many rules set by the government as well as the chamber of commerce and industry that they are a part of. They follow a set of rules as well as proper business etiquette to maintain the integrity of their businesses. If they have electronic payment processors then they have to subject themselves to ach rules so that everything would be fair play. This means more rules to follow but it has just got to be the case otherwise if everyone was just allowed to do what they want, then the commercial district would just be one big crazy mess.

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